What's My Motivation?


My motivation isn't to become rich, although I'd very much like that.
But really, my motivation is to win.
I want to see the greedy bankers lose.
To me, that's winning.
I want to see the world cooperate orderly and peacefully with a fair, unbiased and good money.
To me, that's winning.
I want to see everyone around me become more prosperous and wealthy.
To me, that's winning.
I want people to have more wealth to invest in themselves and their businesses, offering the world and myself cheaper goods, services and opportunities.
To me, that's winning.
I want to see zero sum games lose.
To me, that's winning.
I want to see immorality, deception and greed die.
To me, that's winning.
I want to see everyone's standards of living increase, dramatically, for as long as I live.
To me, that's winning.
I want to see other people succeed and become rich, by providing real world value in exchange for honest FC's.
To me, that's winning.
If I had to choose between becoming a trillionaire in AUD's or a millionaire (or even less) in FC's, well, take a guess at what I'd choose.

I don't want to become rich at the expense of anyone else. If I become rich, I want it to happen due to fair trade where we both win. I could charge fees and make a lot of money out of selling this new currency. But I'd prefer to make it so attractive that people feel silly for not using it.

To do that, I've cut out all fees and even offer all your fiat back after a time delay. I don't want your fiat money. I want your FC's! But to get them, I want to earn them. I know I deserve them, as building a fair money is probably the most powerful and influential thing possible in this world. But again, I don't want to get rich in fiat. I want to get rich with FC's.

Fiat brings too much stress. The constant fear of banks closing my account, freezing transactions, stealing my money, claiming tax liabilities. It's not worth it, even for 10 trillion dollars. It would kind of defeat the purpose. So I share my intentions openly and honestly in the hopes of earning your trust. If you trust my intentions, I think it may be more likely you'll trust the FC.

My original plan was to use all the fiat invested for marketing. Paying for ads and influencers to spread the message. But now, since I've decided not to do that, the success of The Freedom Credit depends on you.

So how do I plan on making money then? 1. By FC donations 2. Perhaps, if I decide to, by selling tickets to seminars speaking about FC, philosophy and other topics I'm interested in.


Bitcoin Problems

The problems with Bitcoin are legion. Here are the most important. Bitcoin is;

1. Centralized
2. Public
3. Asset
4. Slow
5. Expensive
6. Bad unit of account
7. Difficult
8. Volatile

1. It's a centralized exchange protocol. The blockchain requires very expensive, super energy demanding computers to mine. It's completely unnecessary complexity. When a single person or group controls 51% of ASIC (application specific integrated circuit) mining, they control the network. They can block transactions from happening and no one will know. This means your ability to transact is dependent on the worlds most wealthy "elite". Learn more about the BTC scam and farms in this video. Your transactions are not guaranteed. When the controlling force decide you're a dissident or don't align with their views, they'll block your transactions, effectively making your BTC worthless. It doesn't matter how safe it is in your wallet if you can't send or receive it. Even if you don't believe a single group currently controls 51% + of miners, it's possible for it to happen and is statistically likely, based upon the trends of those who accrue power.

2. Public ledger. This is a huge vulnerability for hackers and scammers to take advantage of. This means your money is not safe and is at high risk of theft and fraud. Privacy is sacrificed for "public safety".

3. The price of BTC relative to fiat keeps rising, meaning it's not seen as a currency, but an asset. It has very little trading utility. It's like digital gold, a store of value. A money or currency fundamentally needs to be a medium of exchange. BTC is rarely accepted as money as no one wants to trade with it because it's primarily used as a speculative asset to cash out in fiat. For you to make money with it, someone else has to lose, in the hopes they can sucker someone else in the future for even more. It can be considered an investment, but it's not a good money.

4. Old and slow technology. Takes a long time to send BTC. Big limits on how many transactions it can support per second. The lightning network improves this, but is still far from being good.

5. Costs fees to transfer, the faster you want it, the more it costs.

6. The numbers are not user friendly, meaning it's a poor unit of account. A $3 AUD loaf of bread costs 0.00002337 BTC (March 18th 2025).

7. It's quite difficult to learn how to use BTC, exchanges and wallets. Passing KYC requirements is also energy demanding, frustrating and can be rejected, meaning you may not even be able to acquire btc. Many banks don't allow you to buy it and exchanges often prevent you from cashing out into fiat. For the common man, it's too difficult and time consuming to use, making it a bad money.

8. It's possible for influencers or big investors to manipulate the value of btc. When Elon Musk announced that Tesla would accept Bitcoin as payment, the price surged. Conversely, when he expressed concerns about Bitcoin's environmental impact and announced that Tesla would no longer accept Btc, the price dropped significantly. If a big holder decided to sell a large amount, the price could drop significantly. They could then buy it back using a different company for much less, effectively acquiring more then they had.


Understanding Inflation

Inflation is the general increase in prices and the fall in the purchasing value of money. It occurs when the supply of money in an economy grows faster than the supply of goods and services.

Imagine a scenario on an island;
Population: 10,000 people
Total Money Supply: $100,000
Money per Person: $10
Price of Coffee: $1

Everyone on the island is a coffee lover and can afford 1 cup per day. The coffee shop only has a total capacity for 10,000 cups per day. Now, the government and banks distribute 10 times more money.
New Total Money Supply: $1,000,000
New Money per Person: $100

People now have more money and everyone decides they want 2 cups per day. But the coffee shop still only has the capacity for 10,000 cups or 1 per person per day. There is now a greater demand for the same supply. The coffee shop decides to raise their prices from $1 per cup to $2 per cup. They do this because they realise they can profit more without needing to increase supply. If they don't have any competition, the cafe can afford to do this, even if it drives some customers away.

Over the next ten years, the government and banks inflate the money supply considerably. Coffee that was originally $1 per cup now costs $7.50 per cup. More money chasing the same amount of goods typically results in higher prices.

In the real world, this happens when the banks don't create money to be used for productive purposes, such as funding start up coffee competitors. They instead create money to be used for speculative purposes, like fueling the stock market or for home loans. If more money enters the economy and doesn't create an increase in goods and services, then inevitably, the prices for everything rise over time. Many peoples wages don't increase at the same rate as this inflation and they lose out, often defaulting on loans, tightening their budget or even going homeless.

The banks and government work together to "legally" increase the money supply on the daily. Even if it isn't a grand conspiracy to transfer wealth from the many to the few and it's pure incompetence or even accident, the fact is, it's happening.

Simultaneously, when the "authorities" dump more money into the system, they typically increases tariffs, rates and taxes at the same time. They give with one hand while taking with the other. Higher taxes, same supply, higher prices = Some people losing, badly.

Allowing the government and banks to continue the current monetary system is having disastrous consequences, all over the world. No country is safe as the same currency value theft is occurring everywhere. Unless we switch to an individually controlled money supply like the FC, eventually, the governments and banks behind them will own everything and there will be nothing we can do about it.

Page 1 - Value / App / Transactions / Privacy / Fees / Bonuses / How Do I Get FC? / How Many Are There? / Where Can I Use FC? / Goods & Service Grant

Page 2 - What Is Money? | Comparing Monetary Characteristics | Sovereign Vs Democratic Money

Page 3 - Efficienomics - Closed Loop System - Morality Of The Current Monetary System - The Banks Own Your Money

Page 4 - Financing With FC : Misc

Page 5 - (Videos) Bitcoin Problems | Banking History | Currencies Compared

Page 6 - Fiat Inflation Vs FC Deflation \ The Value Of Money \ How Is The FC a Replacement To Modern Banking?

Page 7 - Sending Technicalities & Security : What Is The Private Ledger? : Preventing Double Spend

Page 8 - What's My Motivation? - Bitcoin Problems - Understanding Inflation

The Freedom Credit is in the concept phase. If you can improve or build it, reach out to James The Traveller on Facebook.